An insurance company does not have a duty to defend a doctor accused of sexually abusing a patient, a state appellate panel ruled.A majority of a panel of the 4th District Appellate Court ruled that the doctor’s conduct was not covered under the insurer’s policy and that his actions constituted intentional conduct instead of negligence. A dissenting justice wrote the plaintiff in the underlying case was not barred from alleging negligence against the doctor.Justice Robert J. Steigmann delivered the judgment of …