Where a debtor engaged in a pattern of omissions and false statements on financial disclosures, a bankruptcy court did not err in finding the debtor displayed a reckless disregard of the truth and was not entitled to discharge under Chapter 7.The 7th U.S. Circuit Court of Appeals affirmed a decision by U.S. District Judge John J. Tharp Jr.Monik Chlad is the sole owner of a real estate company named Lockwood Development Inc …