The 5th District Appellate Court recently held that an insured’s use of a rental car to take a lengthy road trip, instead of making use of the insured’s own high-mileage vehicle, did not qualify the insured’s vehicle as being “out of use,” and that underinsured coverage that may have applied if the insured’s vehicle had been “out of use” therefore was not available.The case is State Farm Mutual Automobile Insurance Co. v. Osborne, 2020 IL App (5th) 190060 (March 25). The …