A livery service’s insurance company has a duty to defend in an injury case, an appellate court has ruled, despite the fact the alleged incident occurred away from the vehicle.The 1st District Appellate Court found the company’s policy, which covers injuries arising out of the “use” of the vehicles, goes beyond merely operating them.The case stems from a taxi service shuttling a blind man to a medical appointment at a VA hospital. Ronald Dixon alleged he was “slung” into a pillar while being walked to the entrance of the …