Declaration pages boost insurance policy limits

Trial Notebook

By Steven P. Garmisa

Hoey & Farina

Posted March 13, 2019 3:39 PM

Relying on the anti-stacking provision in an auto policy that insured four vehicles, Meridian Security Insurance Co. insisted that it’s liability limits for a deadly accident allegedly caused by the late Tjay Klamm when driving “Auto 2” were $100,000 per person and $300,000 per occurrence. But carefully analyzing the policy’s declaration pages and applying the so-called “Bruder dicta” — from Bruder v. Country Mutual Insurance, 156 Ill. 2d 179 (1993) — the Illinois Appellate …

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