This is the second in a two-part column. The first part was published on Tuesday.Izumi Saika and Mohammad Shakibai struck out with allegations that Ocwen Loan Servicing breached a loan modification agreement that was mailed to and signed by Saika — because the contract also required Shakibai’s autograph — but U.S. District Judge Gary S. Feinerman concluded that their complaint stated a valid claim for unfair practices under the Illinois Consumer Fraud Act. Saika v. Ocwen Loan Servicing, 2018 U.S. Dist …