A recent ruling issued by U.S. District Judge Carlton W. Reeves of the Southern District of Mississippi described a history and pattern of bad-faith disability benefit claim denials.The case of Nichols v. Reliance Standard Life Insurance Co., 2018 WL 3213618, 2018 U.S. Dist. LEXIS 109526 (S.D. Miss., June 20, 2018), involved Juanita Nichols, a 62-year-old inspector in a chicken processing factory where temperatures were maintained at 8 degrees above freezing.In 2016, Nichols was diagnosed with multiple circulatory system …